ALEXANDRIA, Va., May 19 -- United States Patent no. 12,632,692, issued on May 19, was assigned to TRUIST BANK (Charlotte, N.C.).

"Leveraging multiple disparate machine learning model data outputs to generate recommendations for the next best action" was invented by Paul Gerard Mistor (Winston-Salem, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system monitors signals in a service context specific channel (SCS) among multiple SCS channels and sends an advisory message when discharges are disproportionate with respect to a peer-representative index (PRI). The system monitors signals in multiple bidirectional SCS channels between multiple system devices and at least one user device, each SCS channel co...