ALEXANDRIA, Va., July 15 -- United States Patent no. 12,664,549, issued on June 23, was assigned to Truist Bank (Charlotte, N.C.).
"Hybrid transaction operations" was invented by Stephen Gary Hess (Palm Springs, Calif.), Nancy Wells (Kenosha, Wis.) and Yadhira Haydee Arroyo (Chicago).
According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques for hybrid banking can be provided for a user. For example, a system described herein can include a processor and a memory that includes instructions executable by the processor to perform operations. The operations can include receiving a request to perform a hybrid transaction from a user through at least one portable device associated with the user. The operations can a...