ALEXANDRIA, Va., Feb. 24 -- United States Patent no. 12,563,032, issued on Feb. 24, was assigned to TRUIST BANK (Charlotte, N.C.).
"Chat-bot assisted authentication" was invented by Barath Jayaraman (Fort Mill, S.C.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for chat-bot assisted authentication are disclosed. The system performing the steps of: receiving, from a user within an application, user input in the form of written language or audible language; receiving a request, from the user, to access an authenticated space within the application; requesting, from the user, user authentication credentials; receiving, from the user, the user authentication credentials; generating a unique ...