ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,786,136, issued on Nov. 3, was assigned to The Toronto-Dominion Bank (Toronto).

"Method and system for determining transferability of resources" was invented by Karen Maxwell (Toronto) and Amanda Buchanan (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "A server computer system, comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to obtain resource availability data for resources maintained by a resource provider; receive, via the communications module and from a third party server computer system, session data t...