ALEXANDRIA, Va., June 16 -- United States Patent no. 12,659,159, issued on June 16, was assigned to Synchrony Bank (Stamford, Conn.).
"Dynamic encryption model" was invented by William Mahoney (Stamford, Conn.) and Chidhambaram Pillai (Stamford, Conn.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for a dynamic encryption model in which dynamic encryption keys are associated with an access token having an expiration time. The access token is generated for a user session of a user application seeking to make API calls to a service provider system. When the access token expires, or becomes otherwise invalid, the dynamic encryption keys are discarded, and any further API calls are made using...