ALEXANDRIA, Va., April 15 -- United States Patent no. 12,602,688, issued on April 14, was assigned to Synchrony Bank (Stamford, Conn.).

"Framework free integration" was invented by Viveka Vardhan Ravi (Stamford, Conn.) and Anil Kumar Mothea (Stamford, Conn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Examples describe data security and routines structured to avoid conflicts. One example includes accessing data for a merchant website including a framework with a first routine for a function, and accessing an account security element for the merchant website with a second routine associated with an account security system for the function. The second routine is optimized to avoid conflicts with the first ro...