ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,555,097, issued on Feb. 17, was assigned to STRIPE LLC (San Franisco, Calif.).
"Fiat-crypto onramp" was invented by Sen Fang (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "A proxy cryptocurrency wallet configured to: receive a pre-authorization from a user cryptocurrency wallet, the pre-authorization corresponding to a transaction requested to be executed and specifying a digital asset to purchase and a price denominated in a cryptocurrency, the user cryptocurrency wallet being configured to allow for a pre-authorization of the transaction without a sufficient amount of cryptocurrency required for the transaction being present in the user...