ALEXANDRIA, Va., July 14 -- United States Patent no. 12,682,364, issued on July 14, was assigned to State Farm Mutual Automobile Insurance Co. (Bloomington, Ill.).

"Detecting unauthorized online applications using machine learning" was invented by Timothy Kramme (Parker, Texas), Elizabeth Flowers (Bloomington, Ill.), Reena Batra (Alpharetta, Ga.), Miriam Valero (Bloomington, Ill.), Puneit Dua (Bloomington, Ill.), Shanna L. Phillips (Bloomington, Ill.), Russell Ruestman (Minonk, Ill.) and Bradley A Craig (Normal, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method of detecting whether electronic fraud alerts are false positives includes receiving data detailing a financial transaction, inputting the ...