ALEXANDRIA, Va., Aug. 25 -- United States Patent no. 12,718,206, issued on Aug. 25, was assigned to Snap Inc. (Santa Monica, Calif.).

"Message processor with application prompts" was invented by Evan Spiegel (Los Angeles) and William Wu (Marina del Rey, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer implemented method includes identifying a special character in a message generated by a sender. A money transfer prompt is supplied to the sender in response to the special character. A transfer amount is validated. An account transfer for the transfer amount is initiated. The message is sent to a recipient with indicia of the account transfer."

The patent was filed on May 20, 2021, under Appli...