ALEXANDRIA, Va., Sept. 24 -- United States Patent no. 12,743,720, issued on Sept. 22, was assigned to SKIPIFY INC. (San Francisco).

"Initiation and completion of an online transaction via a single user input action" was invented by Erythean Martin (Danville, Calif.), Rashad Itani (San Jose, Calif.) and Jeremiah Anderson (Los Altos, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An online transaction with a merchant website is initiated and completed via a single input action by a user. An online transaction application retrieves a first portion of user credit card information from a first storage location and a second portion of the user credit card information from a second storage location, decrypts...