ALEXANDRIA, Va., Sept. 15 -- United States Patent no. 12,737,735, issued on Sept. 15, was assigned to Self Financial Inc. (Austin, Texas).

"Mixed technique transaction classification" was invented by Cary Penniman (Austin, Texas), Massoud Masir (Austin, Texas), Qiaochu Tang (Austin, Texas), Hani AbuGhazaleh (Austin, Texas), Danut Prisacaru (Austin, Texas), Drew Bullard (Austin, Texas) and Kelvin Pho (Austin, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "This disclosure describes a system and method for classifying transactions including receiving a plurality of transactions associated with a user, vectorizing the plurality of transactions, and providing the vectorized transactions to a machine learnin...