ALEXANDRIA, Va., July 14 -- United States Patent no. 12,682,355, issued on July 14, was assigned to PAYPAL INC. (San Jose, Calif.).

"System for reducing transaction failure" was invented by Logasundari Vinayagam (Fremont, Calif.), Aniket Vilas Jadhav (San Jose, Calif.), Rahul Nimje (San Jose, Calif.), Arie Benhamou (Tel Aviv, Israel), Nagavenkatasyamsundar Ambadipudi (Milpitas, Calif.), Eitan Torf (Tel Aviv, Israel), Gayathri Baskaran (Santa Clara, Calif.) and Phanishankar Pandravada (Santa Clara, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes receiving a payment request that indicates a card identifier corresponding to a payment instrument to be used for payment. The method further ...