US Patent Issued to MASTERCARD TECHNOLOGIES CANADA on April 14 for "Artificial-intelligence-enabled authentication based on user metadata" (Canadian, American Inventors)

ALEXANDRIA, Va., April 15 -- United States Patent no. 12,602,462, issued on April 14, was assigned to MASTERCARD TECHNOLOGIES CANADA ULC (Vancouver, Canada).

"Artificial-intelligence-enabled authentication based on user metadata" was invented by Kyle Williams (Wentzville, Mo.), Jonathan McGrandle (Maple Ridge, Canada) and Matthew Melnik (Delta, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system includes memory hardware configured to store instructions and one or more electronic processors configured to execute the instructions. The instructions include logging historical behavioral biometric metadata from one or more computing platforms, generating a user profile based on the logged historical be...