US Patent Issued to Mastercard International on Oct. 6 for "Methods and systems for generating rules for unseen fraud and credit risks using artificial intelligence" (Indian Inventors)

ALEXANDRIA, Va., Oct. 6 -- United States Patent no. 12,755,286, issued on Oct. 6, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"Methods and systems for generating rules for unseen fraud and credit risks using artificial intelligence" was invented by Anubha Pandey (Bikaner, India), Shiv Markam (Mandla, India), Harsimran Bhasin (Delhi, India) and Deepak Bhatt (Dehradun, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments provide methods and systems for detecting frauds in payment transactions made by payment instrument using spend patterns of multiple payment instruments associated with user. The method performed by server system includes accessing payment transaction data assoc...