ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,775,952, issued on Oct. 27, was assigned to MasterCard International Inc. (Purchase, N.Y.).
"Methods and systems for determining risk associated with tokenization of payment cards" was invented by Sonia Gupta (Gurgaon, India), Nikhil Tumbde (Nagpur, India) and Siddhartha Asthana (New Delhi).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems for determining risk associated with tokenization of payment cards are disclosed. The method performed by a server system includes receiving a tokenization request message requesting for a tokenization of a payment card of a cardholder for a particular merchant from a token requester. The tokenization ...