ALEXANDRIA, Va., March 3 -- United States Patent no. 12,566,978, issued on March 3, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"Analytics rules engine for select transaction identification" was invented by Shraddha Wanage (Brooklyn, N.Y.), Brijesh Garabadu (Sandy, Utah), Kunal Ojha (Salt Lake City), Daman Bareiss (Salt Lake City), Ashley Guinan (Cottonwood Heights, Utah) and Gerald Ashby (Lehi, Utah).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system is configured to retrieve a set of raw transaction data. A transaction categorization model is applied to the raw transaction data. The transaction categorization model infers a category from each transaction and labels each transaction ...