US Patent Issued to MasterCard International on March 17 for "Authentication for biometric checkout using RBA modeling" (American, Bulgarian Inventors)

ALEXANDRIA, Va., March 17 -- United States Patent no. 12,579,239, issued on March 17, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Authentication for biometric checkout using RBA modeling" was invented by Patrik Smets (Begijnendijk, Bulgaria), Qing Cao (Purchase, N.Y.) and Craig Alan Gilbert (Chesterfield, Mo.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method authenticate payment transactions using risk based analysis modeling when multiple payment accounts are identified by input biometric data. An authentication request includes the biometric data associated with a user. Multiple user payment accounts associated with the biometric data are identified. A confidence score...