ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,613, issued on Aug. 11, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Systems and methods for pre-processing network messages to optimize routing" was invented by Dana J. Lorberg (Creve Coeur, Mo.) and Sandeep Malhotra (Stamford, Conn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A message routing and pre-processing (MRP) computing device is described herein. The MRP computing device is configured to receive an authorization request message associated with a transaction initiated by a cardholder with a merchant, the authorization request message including authorization parameters of the transaction, and retrieve a plurality of p...