ALEXANDRIA, Va., Oct. 6 -- United States Patent no. 12,755,289, issued on Oct. 6, was assigned to Marqeta Inc. (Oakland, Calif.).

"Dynamically mapping payment card tokenization utilizing predicted transaction characteristics" was invented by Daniel Osburn (Miami).

According to the abstract* released by the U.S. Patent & Trademark Office: "This disclosure describes methods, non-transitory computer readable storage media, and systems that dynamically map tokens according to predicted characteristics of the transaction. Specifically, the disclosed system accesses information associated with a payment account including characteristics of previous transactions associated with the payment account, which corresponds to a plurality of separate su...