ALEXANDRIA, Va., June 9 -- United States Patent no. 12,651,239, issued on June 9, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Systems and methods for frictionless payments in Web3 and the metaverse" was invented by Sanjay Saraf (Los Altos Hills, Calif.), Adit Gadgil (San Francisco), Umar Farooq (New York), Ratnavelsamy Kalyanasundaram (San Ramon, Calif.), Tyrone Lobban (London), Giacinto Cosenza (London), George Kassis (London), Abbas Ali (London), Jodie Caston (London), Arulsenthilkumar Shanmugam (Antioch, Calif.), Kirsten Jones (Southbourne, Great Britain), Nicole Parina (New York), Nancy Nugent (New York) and Aditya Mayur Taday (Hoboken, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "System...