ALEXANDRIA, Va., July 7 -- United States Patent no. 12,676,788, issued on July 7, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"System and method for integrating observer capability without latency via dynamic application of cutomizable event templates and centralized validations" was invented by Shailesh Singh (Frisco, Texas), Amalesh Pradhan (Plano, Texas), Katlen Garcia (Frisco, Texas), Peterson Normil (Tampa, Fla.), Nathan Bianco (Longview, Texas), Meenu Lakshmi (The Colony, Texas), Lane Macdougall (Keller, Texas) and Anthony Nguyen (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various methods and processes, apparatuses or systems, and media for performing dynamic observations of i...