ALEXANDRIA, Va., Feb. 24 -- United States Patent no. 12,561,679, issued on Feb. 24, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Systems and methods for prefetching payment card industry data" was invented by Sridhar Aravamudhan (Middletown, Md.), Howard Spector (Street, Md.) and Valli Musti (Scarsdale, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for prefetching Payment Card Industry (PCI) data. A method may include a tokenization service in a cloud environment: (1) receiving a request to prefetch a plurality of tokens from a client application; (2) generating the plurality of tokens and a co-relation indicator for each of the plurality of tokens; (3) storing the pluralit...