US Patent Issued to Freedom Financial Network on Nov. 3 for "Network computing system to evaluate and distribute time-sensitive opportunities to users" (California Inventor)

ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,784,014, issued on Nov. 3, was assigned to Freedom Financial Network LLC (San Mateo, Calif.).

"Network computing system to evaluate and distribute time-sensitive opportunities to users" was invented by John McCormick (San Mateo, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A network computer system generates a personalized program for a population of users, which includes predicting a portion of an amount owed to individual creditors for settlement of user accounts. When an opportunity for settlement is detected, the network computer system determines one or more users that can meet a deposit requirement of the given creditor with a modification...