US Patent Issued to Fidelity Information Services on March 24 for "Systems and methods for real-time account access" (New Jersey, Massachusetts Inventors)

ALEXANDRIA, Va., March 24 -- United States Patent no. 12,586,048, issued on March 24, was assigned to Fidelity Information Services LLC (Jacksonville, Fla.).

"Systems and methods for real-time account access" was invented by Neil Marcous (Bay Head, N.J.), Robert Woodbury (Flemington, N.J.) and Peter Gordon (Sharon, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for real-time account access, allowing access to accounts (such as deposit, credit, or debit accounts) through network processing infrastructures such as Electronic Funds Transfer (EFT). In some embodiments, consumers and/or merchants are able to effect transaction requests against accounts, using a pseudo-Identifier or other...