US Patent Issued to Experian Information Solutions on May 19 for "Multi-bureau credit file freeze and unfreeze" (California Inventors)

ALEXANDRIA, Va., May 19 -- United States Patent no. 12,632,898, issued on May 19, was assigned to Experian Information Solutions Inc. (Costa Mesa, Calif.).

"Multi-bureau credit file freeze and unfreeze" was invented by Eric Haller (Escondido, Calif.) and Kelly Kent (Newport Beach, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The systems and methods described herein allow consumers to lock or unlock their credit files at multiple credit bureaus in real-time or near real-time. The service may allow a consumer to provide identifying information, such as a personal identifier to lock or unlock credit files at a plurality of credit bureaus over a network. Upon receiving the personal identifier, the syste...