US Patent Issued to Experian Information Solutions on March 24 for "Systems and methods of implementing scorecards and boosted decision trees" (California Inventors)

ALEXANDRIA, Va., March 24 -- United States Patent no. 12,585,970, issued on March 24, was assigned to Experian Information Solutions Inc. (Costa Mesa, Calif.).

"Systems and methods of implementing scorecards and boosted decision trees" was invented by Honghao Shan (San Diego), Liang Lin (San Diego), Chi Zhang (San Diego), Keming Cao (San Diego), Zhe An (San Diego) and Shanji Xiong (Rancho Santa Fe, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are described for machine learning-based generation of scorecards and boosted decision trees that facilitate explainable predictions. A scorecard machine learning model may be applied to historical records such that the model, for each of a ...