ALEXANDRIA, Va., March 17 -- United States Patent no. 12,579,446, issued on March 17, was assigned to EQUIFAX INC. (Atlanta).

"Machine-learning techniques for risk assessment based on clustering" was invented by Piyush Patel (Peachtree City, Ga.) and Rajkumar Bondugula (Irving, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for predicting future risk for a target entity are provided. A risk assessment system receives historical risk assessment data of the target entity and identifies a target cluster that matches the historical risk assessment data. The target cluster is identified from a group of clusters determined using high dimensional clustering based on risk assessment data of...