US Patent Issued to DailyPay on Sept. 1 for "Methods and apparatus for constructing machine learning models to process user data and provide advance access to payments" (New York Inventors)

ALEXANDRIA, Va., Sept. 1 -- United States Patent no. 12,725,209, issued on Sept. 1, was assigned to DailyPay LLC (New York).

"Methods and apparatus for constructing machine learning models to process user data and provide advance access to payments" was invented by Jason Lee (New York), Robert Louis Law II (New York) and Konstantin Getmanchuk (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Devices, systems, and methods herein relate to generating a machine learning model for providing access to earned income. In some embodiments, an apparatus includes a memory and a processor. The processor may be configured to receive calibration datasets including (1) historical time data indicating time wor...