ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,929, issued on March 31, was assigned to Credit Versio LLC (Las Vegas).
"Electronic identification and reporting of errors in credit reports" was invented by David Bergida (Las Vegas) and Ari Gross (Las Vegas).
According to the abstract* released by the U.S. Patent & Trademark Office: "A computer system accesses electronically stored data pertaining to a consumer's current and historical credit reports from a plurality of credit bureaus. Errors in the reports are identified by the computer system, which can then create dispute letters detailing the errors with text customized for each error. The computer processes the data to identify errors within a single report and between mu...