US Patent Issued to Citibank on June 23 for "Cloud-based real-time messaging layer for resource transmission" (British, American Inventors)

ALEXANDRIA, Va., July 15 -- United States Patent no. 12,665,699, issued on June 23, was assigned to Citibank N.A. (New York).

"Cloud-based real-time messaging layer for resource transmission" was invented by Matthew Smalley (Gravesend, Great Britain), Charles C. Tsai (Jersey City, N.J.) and Keshava Kottapally (Hillsborough, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems for cloud-based resource transmission are disclosed. A system may receive a resource allocation message from a computing device in a source encoding. The message may be transformed into a destination encoding using a transformation map to generate an encoded message. The encoded message may be transmitted to a message...