ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,732,373, issued on Sept. 8, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for cryptographic authentication of contactless cards" was invented by Kevin Osborn (Newton Highlands, Mass.), Jeffrey Rule (Chevy Chase, Md.) and Srinivasa Chigurupati (Long Grove, Ill.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Example embodiments of systems and methods for data transmission between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encr...