ALEXANDRIA, Va., Sept. 15 -- United States Patent no. 12,737,765, issued on Sept. 15, was assigned to Capital One Services LLC (McLean, Va.).

"Virtual credential to support continuity following migration of a deactivated credential" was invented by Anthony Meyer (Henrico, Va.), Ajay Kumar Chintireddy (Naperville, Ill.), Tanuj Chawla (Moseley, Va.), Virginia Yozwiak (Ashburn, Va.), Michelle M. Pries (Bloomingdale, Ill.), John Hagemann (Chicago) and Gunjan Sharma (Chantilly, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a system may receive information related to a virtual credential cross-referenced with a deactivated credential and a primary credential that replaces the deactiva...