ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,775,967, issued on Oct. 27, was assigned to Capital One Services LLC (McLean, Va.).

"Managing transaction state data" was invented by Chandra Sekhar Bodapati (Irving, Texas), Vinod Chandrasekharan (Frisco, Texas) and Sadagopan Rajagopalan (Frisco, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A device may receive, from a user device, user response data associated with a partially completed application, the user response data including application state data indicating a state of the partially completed application. The device may identify information associated with the user device and determine, based at least in part on the information, that a ...