US Patent Issued to Capital One Services on Oct. 27 for "Authentication question topic exclusion based on response hesitation" (New York, Texas, Georgia, Virginia, Pennsylvania Inventors)

ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,775,947, issued on Oct. 27, was assigned to Capital One Services LLC (McLean, Va.).

"Authentication question topic exclusion based on response hesitation" was invented by Daniel Miller (Brooklyn, N.Y.), Vyjayanthi Vadrevu (Pflugerville, Texas), Viraj Chaudhary (Katy, Texas), Samuel Rapowitz (Roswell, Ga.), Jenny Melendez (Falls Church, Va.), Tyler Maiman (Melville, N.Y.), David Septimus (New York) and Joshua Edwards (Philadelphia).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatuses are described herein for improving computer authentication processes by analyzing user response times to authentication questions. A request for a...