US Patent Issued to Capital One Services on Oct. 20 for "Configuring applications on a device using a contactless card" (Maryland, Massachusetts Inventors)

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,134, issued on Oct. 20, was assigned to Capital One Services LLC (McLean, Va.).

"Configuring applications on a device using a contactless card" was invented by Wayne Lutz (Fort Washington, Md.), Kevin Osborn (Newton, Mass.) and Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, apparatuses, and computer-readable media for configuring applications on a device using a contactless card. An application executing on a device may receive a cryptogram from a contactless card associated with an account. The application may transmit the cryptogram to a server. The application may receive, based on the cryptogram, ...