US Patent Issued to Capital One Services on May 12 for "Secure generation of one-time passcodes using a contactless card" (Virginia, Maryland Inventors)

ALEXANDRIA, Va., May 12 -- United States Patent no. 12,626,241, issued on May 12, was assigned to Capital One Services LLC (McLean, Va.).

"Secure generation of one-time passcodes using a contactless card" was invented by Jason Ji (Reston, Va.), Jeffrey Rule (Chevy Chase, Md.), Colin Hart (Arlington, Va.) and Wayne Lutz (Fort Washington, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, apparatuses, and computer-readable media for secure generation of one-time passcodes using a contactless card. In one example, an operating system (OS) of a device may receive a uniform resource locator (URL) and a cryptogram from a contactless card. The OS may launch an application associated with the URL. ...