ALEXANDRIA, Va., March 3 -- United States Patent no. 12,567,078, issued on March 3, was assigned to Capital One Services LLC (McLean, Va.).

"Contextual recommendations based on behavioral analytics" was invented by Sarah Jane Cunningham (Arlington, Va.), Neha Pai (New York) and Caroline Williams (Purcellville, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a recommendation system may receive historical records. The recommendation system may determine a supplemental value added to a base value for each historical record associated with one or more service categories in which a total value customarily includes a base value and a supplemental value. The recommendation system may tra...