ALEXANDRIA, Va., March 24 -- United States Patent no. 12,587,379, issued on March 24, was assigned to Capital One Services LLC (McLean, Va.).
"Computer-based systems configured to generate a plurality of time-based digital verification codes and methods of use thereof" was invented by Srinivasa Chigurupati (Long Grove, Ill.) and Kevin Osborn (Newton Highlands, Mass.).
According to the abstract* released by the U.S. Patent & Trademark Office: "In some embodiments, the present disclosure provides an exemplary method that may include steps of identifying a plurality of identification numbers associated with a plurality of entities; determining at least one digital master key associated with an identification number; utilizing a derivation tr...