ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,062, issued on June 2, was assigned to Capital One Services LLC (McLean, Va.).

"Techniques and systems to perform authentication and payment operations with a contactless card to provide items and services" was invented by Cruz Vargas (Alexandria, Va.), Bryant Yee (Washington), Joshua Peters (Charlottesville, Va.) and Viraj Chaudhary (Katy, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments discussed herein are generally directed to systems, devices, methods, and techniques to perform authentication and payment operations with a contactless card to provide items and services."

The patent was filed on Aug. 18, 2021, under Application No...