ALEXANDRIA, Va., June 16 -- United States Patent no. 12,659,699, issued on June 16, was assigned to Capital One Services LLC (McLean, Va.).

"Selective communication transmission" was invented by Jason Andrew Linenberger (Irving, Texas), Haresh Devrajbhai Diyora (Murphy, Texas), Thiru Gunturu (Little Elm, Texas), Adarsh Tandon (Plano, Texas), Sabrina Peng (Plano, Texas), Leland Driver (Frisco, Texas), Angelique Bautista (Van Alstyne, Texas), Lindsey Santola (Denver) and Daniel Pereira (Manhattan, Kan.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a device may retrieve, from a user database, information identifying a plurality of users that are to be subjected to an adverse action. Th...