US Patent Issued to Capital One Services on July 7 for "Account authentication using synthetic merchants" (New York, Georgia, Pennsylvania, Virginia, Texas Inventors)

ALEXANDRIA, Va., July 7 -- United States Patent no. 12,676,849, issued on July 7, was assigned to Capital One Services LLC (McLean, Va.).

"Account authentication using synthetic merchants" was invented by Joshua Edwards (Philadelphia), Jenny Melendez (Falls Church, Va.), Tyler Maiman (Melville, N.Y.), David Septimus (New York), Viraj Chaudhary (Katy, Texas), Samuel Rapowitz (Roswell, Ga.) and Daniel Miller (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatuses are described herein for improving computer authentication processes through the generation of synthetic merchants. A plurality of different real merchant names may be received. The plurality of different real ...