ALEXANDRIA, Va., July 28 -- United States Patent no. 12,695,740, issued on July 28, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for independently sourced authentication during remote network sessions" was invented by John Akkarakaran Jose (McLean, Va.) and Rajat Gupta (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods use independently sourced authentication for a bifurcated authentication process. For example, in furtherance of authentication of devices in a first device session (e.g., between a user and an interface provider), the systems and methods create a second device session (e.g., between the interface provider and an independent authenti...