ALEXANDRIA, Va., July 21 -- United States Patent no. 12,688,493, issued on July 21, was assigned to Capital One Services LLC (McLean, Va.).

"Techniques to process contactless card functions in a multiple banking system environment" was invented by Casey Scott Barrett (Kensington, Md.), Kevin Osborn (Newton Highlands, Mass.), Wayne Lutz (Fort Washington, Md.), Jonathan T. Blocksom (Reston, Va.), Michael Wolf (Ellicott City, Md.) and Bob Uni Koshy (Henrico, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and techniques to perform functions within a multiple banking system environment utilizing switchboard routing."

The patent was filed on July 13, 2023, under Application No. 18/221,704.

*For furt...