US Patent Issued to Capital One Services on Aug. 11 for "Multi-factor authentication using location data" (New York Inventors)

ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,621, issued on Aug. 11, was assigned to Capital One Services LLC (McLean, Va.).

"Multi-factor authentication using location data" was invented by Allison Fenichel (Brooklyn, N.Y.), John Oliva Gilling (Brooklyn, N.Y.) and Aditya Pai (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a device may obtain first location data associated with one or more exchanges, where the first location data is associated with a first level of granularity. The device may determine second location data associated with the one or more exchanges based on records associated with the one or more exchanges, where the second location data ...