US Patent Issued to Capital One Services on Aug. 11 for "Authenticated messaging session with contactless card authentication" (Virginia, Maryland, District Of Columbia Inventors)

ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,706,904, issued on Aug. 11, was assigned to Capital One Services LLC (McLean, Va.).

"Authenticated messaging session with contactless card authentication" was invented by Rocky Guo (Falls Church, Va.), Jeffrey Rule (Chevy Chase, Md.), Lukiih Cuan (Washington) and Gaurang Bhatt (Herndon, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The exemplary embodiments described herein overcome problems encountered by conventional systems by providing an authenticated messaging environment in which a user can securely message with a programmatic intelligent agent. The user may be authenticated at the prompting of the programmatic intelligent agent, such as the...