US Patent Issued to Capital One Services on April 7 for "Server-side contactless card activation" (Maryland Inventors)

ALEXANDRIA, Va., April 7 -- United States Patent no. 12,597,012, issued on April 7, was assigned to Capital One Services LLC (McLean, Va.).

"Server-side contactless card activation" was invented by Jeffrey Rule (Chevy Chase, Md.) and Wayne Lutz (Fort Washington, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, apparatuses, computer-readable media, and methods are provided for activating a contactless card. A server may transmit, to a web browser on a client device, a web page. The server may receive, from the web browser, a request to activate a contactless card, the request including a cryptogram. The server may decrypt the cryptogram based on a key associated with the contactless card. The serve...