ALEXANDRIA, Va., April 7 -- United States Patent no. 12,596,781, issued on April 7, was assigned to Capital One Services LLC (McLean, Va.).

"Authentication of a physical credential" was invented by Clayton Johnson (Edgewood, Md.), Daniel Tesser (Arlington, Va.), Luis De La Rosa (Falls Church, Va.) and Jeffrey Wieker (Falls Church, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects described herein may provide detection of a physical characteristic of a credential, thereby allowing for authentication of the credential. According to some aspects, these and other benefits may be achieved by detecting the physical characteristic with the credential. An image of a credential may be received. An optical ch...