US Patent Issued to Block on June 23 for "Authorizing a purchase transaction using a mobile device" (California Inventor)

ALEXANDRIA, Va., July 15 -- United States Patent no. 12,664,546, issued on June 23, was assigned to Block Inc. (Oakland, Calif.).

"Authorizing a purchase transaction using a mobile device" was invented by Paul Aaron (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for transaction facilitation are disclosed. The method includes receiving a request to initiate a payment transaction at a payment terminal of a seller, the request including a reference to a payment card associated with payment accounts of a user. In response to the request, a computer system queries a database for an identifier associated with the payment card and transmits a selection message to a mobile device b...