ALEXANDRIA, Va., Feb. 24 -- United States Patent no. 12,561,664, issued on Feb. 24, was assigned to Block Inc. (Oakland, Calif.).

"Electronic audible payment messaging" was invented by Jesse Wilson (San Francisco) and Terrill Dent (Waterloo, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "In one embodiment, a method includes receiving, at a payment-service-system server, a payment request from a voice-recognition server. The payment request includes a sender identifier, a recipient identifier, and an amount and is received by the payment-service-system server responsive to the voice-recognition server identifying one or more audible payment keywords in an encoded audio file received from a user computi...