US Patent Issued to Bank of America on Oct. 20 for "Dynamic payment quick response ("QR") codes" (Indian Inventors)

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,131, issued on Oct. 20, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Dynamic payment quick response ("QR") codes" was invented by Abhijit Behera (Hyderabad, India), Maneesh Sethia (Hyderabad, India) and Rajini Bandargallu (Telangana, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems and apparatus for processing and executing offline transactions between a customer and a vendor are provided. Methods may include using a customer device to log into a customer account on an entity-operated application without an internet connection. The methods may include using an artificial intelligence ("AI") model to generate a quick...